MoneyAndStuff.info is a free financial website from the experts at Ohio’s credit unions. It was created by the Ohio Credit Union League in part to help educators meet financial literacy standards set by The State of Ohio. Our free lesson plans, activities, and other resources are available to educators, community groups, parents and students.
- MoneyAndStuff.info was created to help solve one of Ohio’s most pressing problems: teaching young people how to become responsibly manage their finances.
- MoneyAndStuff.info helps educators and parents fulfill The Ohio Core Personal Finance Requirements
- Ohio’s Credit unions are committed to increasing financial literacy among Ohioans of all ages.
- Credit unions are not-for-profit financial institutions that are owned and democratically-controlled by their members. Ohio credit unions provide savings, loans, and other consumer financial services to their nearly 3 million member/owners.
Ohio’s credit unions work hard every day to help people like you improve their financial health.
Ohio credit unions offer great rates and convenient services to more than 2.6 million Ohioans who are credit union members. MoneyAndStuff.info is just one more way to help educate kids, teens and adults.
We invite you to explore this site and learn about smart ways to manage your money and helpful lessons and activities to teach children and teens about money.
About Credit Unions
Credit unions are not-for-profit, member-owned financial institutions that exist to serve the financial needs of their member owners. Their main focus is their members and their local community.More than 150 million Americans are members of a credit union.
Credit unions are owned by their members and governed in a democratic way by a volunteer board of directors who are also members of the credit union.
Credit unions serve a common field of membership based on characteristics like a geographical area, employee groups, or membership in an organization. Becoming a member is simple and easy.
Their not-for-profit, cooperative structure — and special mission to serve consumers — earns credit unions a federal tax exemption. Members see earnings as higher savings returns, lower loan rates and lower, fewer fees.
Unlike banks, which exist to earn profits for their shareholders, credit unions return earnings to members through services like free ATMs, better rates and lower fees.
Credit Unions are safe. Deposits are insured up to $250,000 per account by the National Credit Union Administration, an agency of the federal government. Deposits in state-chartered credit unions in Ohio can be insured by private insurance .