FoolProof offers up to 15 hours of online, video-driven, self-grading financial literacy instruction. And young people do all the teaching.

FoolProof for Parents & Grandparents

A web-driven financial education program for parents (or grandparents) to use with their teen-age and college-age kids or grand kids. Adults and kids start out at your credit union’s website. Think of FoolProof for Parents as a very high-tech game that teaches as it entertains. To learn more about this program, please click on the link below.


FoolProof For Educators



Burning Money Series

FoolProof “Burning Money” series

The "Burning Money" series is based on this question: What good does it do to teach budgeting and saving skills when young people generally don't know how to spend money wisely, period?

Burning Money goes beyond the teaching of technical money skills. It immerses young people in the critical thinking skills necessary to become an intelligent spender and saver. The Burning Money series ''shows young people why budgeting and saving are skills they want,'' said Remar Sutton, a veteran consumer advocate and writer who serves without pay on FoolProof's board of directors.

In Burning Money, students play a ''reality game'' with the goal of having money left over after living on their own for a month. Students learn about the money ''burned'' or wasted by careless spending and impulse buying. They also learn how nearly maxing out their credit cards and being late with a payment, whatever the amount or excuse, lowers their credit score. That low score wastes more money through a higher interest rate for a car loan, a higher insurance premium and higher rent and phone line deposit.

“Burning Money” is Turnkey and Innovative:

  • Contains dozens of videos and interactive exercises.
  •  Meets virtually all of your states’ educational standards and guidelines
  • Features only young people.

FoolProof “Burning Money” Series curriculum

FoolProof Teacher Guides:

FoolProof Teaching Tips:


90% of Americans who own pets also buy their animals Christmas gifts.

According to a poll, most people won't pick up money lying on the sidewalk unless it is at least a dollar.

Five percent of lottery ticket buyers buy 51% of all tickets sold.

People leave bigger tips on sunny days than they do on dreary days.

A typical $1 bill lasts about 22 months before it needs to be replaced.

The Bureau of Engraving and Printing produces 38 million notes a day (about $541 million). 95% of that is used to replace old bills.

About 48% of the bills printed by the Bureau of Engraving and Printing are $1 bills.

Martha Washington is the only woman whose portrait has appeared on a U.S. currency note (a $1 Silver Certificate in 1886, 1891 & 1896).

If you had one billion dollars and spent $1,000 a day, it would take you 2,749 years to spend it all.

A Quarter has 119 grooves on its edge, one more than a dime.

There is a tiny "spider" hidden in the top right corner on the front of a one dollar bill (on the shield of the "1").

"Novus Ordo Seclorum" - the Latin phrase shown below the pyramid on the one dollar bill - means "New Order of The Ages".

Coins usually survive in circulation for about 30 years.

A nickel is the only U.S. coin that is called by its metal content, even though it is only 25 percent nickel (the rest is copper).